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Many people ask me when they should by mutual funds vs ETF’s and I haven’t yet seen a good answer to this question so I’ll try to write one here.

This is just a quick update to the givers dilema post that includes a Powerpoint and PDF version for your use.

The Givers Dilema (PPT)
The Givers Dilema (PDF)

If you’ve ever discussed the idea of giving to the poor with someone you will inevitably run into the excuse that you shouldn’t give because the recipient will probably just use it for drugs or cigarettes. Before I completely …